Close up of old stock certificate detail

Stocks & Mutual Funds

For example, if you purchased stock many years ago for only $1,000, and now it is worth $10,000, an outright gift of this stock to NCLR would result in a charitable contribution deduction of $10,000. In addition, there would be no tax on the $9,000 appreciation in value.

Gifts of appreciated stock or mutual funds are fully deductible up to a maximum of 30% of your adjusted gross income. For example, if your adjusted gross income for the year is $100,000, up to $30,000 of long-term appreciated stock and other property gifts may be deducted for that year. Any excess can generally be carried forward and deducted over as many as five subsequent years.

It’s easy to make a stock or mutual fund gift to NCLR. 

  1. First, read and complete the instructions on making gifts of stock or mutual funds to NCLR. (pdf)
  2. Then, if you like, download a sample transfer letter in Word format which you can fill in with your information and use to make your gift.
    Sample for RBC Wealth Management
    Your gift of stock or mutual fund shares must be received by NCLR’s broker by December 31 to count as a tax deduction for that year.
  3. In addition, to ensure that you are properly credited and acknowledged for your gift, please email the instructions form (or a copy of your transfer letter) to Elizabeth Lanyon or send or fax to:
    Elizabeth Lanyon
    Associate Director of Philanthropy
    NCLR, 870 Market Street, Suite 370
    San Francisco, CA 94102
    Fax: 415.392.8442

Please note that this information should not be construed as legal or tax advice.

Please contact your own accountant, attorney, or tax advisor for assistance regarding stock or mutual fund gifts you may be considering making to NCLR.

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